The Outlier Model

Page 176

Finding a way to say no

say no, financial responsibility, borrowing money, lending money, debt, free emergency kits, emergency, catastrophe, survival kit, preparation

CF / April 15th, 2013 / 48 Comments

Things have been a little rough around here lately. In the past, I’ve alluded to the fact that my parents have never had a lot of money, especially in the eyes of our relatives. It’s only gotten worse over time as debts add up and bills kept going unpaid. I think it’s reaching a breaking point. Photo Credit: George Self via Flickr My philosophy with money and family is much...

Updates: April 7 – 13

conference in New Zealand, investment advice, personal finance blogs, personal finance article, financial read, financial blog

Brian / April 13th, 2013 / 5 Comments

Do you ever have the feeling that you don’t know where the time went? For the past year, I’ve been planning a conference in New Zealand and this week is the week I actually leave! Things have been so busy, but in the way that time speeds up because you’re getting so much done. I’m looking forward to the trip – I travelled to New Zealand with my family when I was 11 and...

Posted in: Weekly Updates Tagged with: becoming an entrepreneur, cost of smartphones, early retirement, employee satisfaction, growing a garden, investment advice, new zealand, using dividend payout ratios

How to transfer your RRSP’s to a brokerage

transfer your RRSP's, brokerage, transferring investments, investments, rrsp transfer

Brian / April 10th, 2013 / 2 Comments

Earlier this year, CF wrote about tackling big goals by breaking them down into smaller tasks. We’ve applied exactly this principle in our quest to transfer our mutual funds to a brokerage, so that we could switch to ETF investing. We’ve really been pushing to get our RRSP investments out of mutual funds due to the high management expense ration (MER) of over 2%. We recently opened an...

Posted in: Money Tagged with: about rrsp, BMO, how do i find a broker, how to transfer registered accounts, online trading, Questrade, retirement accounts, retirement contribution, RRSP canada, transfer rrsp

Planning our 2013 Vegetable Garden

Garden recap, Vegetable Garden, grow your own, vegetables, gardening, community planting

CF / April 8th, 2013 / 19 Comments

This past week in Vancouver, I broke out a dress for the first time in 2013. It was a beautiful, warm and sunny day – the kind of day that fools visitors into thinking that Vancouver is bright and cheery all the time. 😉 It reminded me that it is about time to start thinking about gardening again. Our 2012 vegetable garden One mistake that novice gardeners tend to make is to plant incompatible...

Posted in: Food and Grocery Tagged with: companion planting, controlling pests in a garden, how to make sure my plants are polinated, how to plant a garden, small space gardening, what plants act as pest control?, what plants should be planted together?, what to plant together in a garden, what to plant with asparagus, what to plant with beans, what to plant with cauliflower, what to plant with squash, what to plant with tomatoes, which plants go with which?