The Outlier Model

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$100 Giveaway: Try a no-spending weekend

CF / January 17th, 2013 / 23 Comments

Update: Jan 31, 2013 – This contest is now closed. Congratulations to Jess G. (Entry #527) for taking home the $100 cash prize! Anyone out there still paying off the Christmas bills? Even though Brian and I (usually) save enough to pay for Christmas in cash, I find that I get a bit of an after-Christmas hangover. I feel anxious about money, I don’t like to spend a lot, and I am more...

Posted in: Contests Tagged with: $100 giveaway, contest, finding extra money in january, free money, is january depressing, january blues, no spending challenge, no-spend weekend

Why savings matter in January

injured piggy bank, savings matter, saving money, save money, saving for the New Year

CF / January 16th, 2013 / 23 Comments

One of the things I intend on focusing on this year is trimming out the fatty bits of my finances. Brian and I live pretty leanly already, but there’s always room for improvement! I want to make a big push towards financial independence this year and optimizing our finances is the first step. January is a great time to rack up some savings because it’s the start of a new year! Who...

Posted in: Money Tagged with: benefits of a savings account, cutting back bills, cutting banking fees, cutting cell phone bill, cutting TV bill, financial independence, opening a savings account, reduce banking fees, saving money, setting up a savings account

What causes hoarding?

cluttered room, hoarding, hoarding problems, collecting stuff

CF / January 14th, 2013 / 21 Comments

While on Christmas vacation, I indulged in some of my more less-productive pursuits, including… watching TV. *gasp – shock – awe* One of the things I watched was A&E’s television show, Hoarders. Basically, the show is a stylized documentary series which depicts the stories of real-life hoarders. From what I understand, each episode features two different families and...

Posted in: Home, Minimalism and Frugality Tagged with: hoarding clean up, hoarding help, hoarding symptoms, ocd help, OCD symptoms, psychology of hoarding, treatment for hoarding, what causes hoarding

Updates: January 6 – 12

saving for a new computer, manually upgrading, personal finance article, personal finance blog, financial article, financial post

Brian / January 12th, 2013 / 8 Comments

Don’t forget about the $1000 cash giveaway we’re co-hosting! Check it out here. I’ve been saving for a new computer for some time now. A few bucks here and there, but it adds up. I do enjoy playing some computer games from time to time, and the last time that I bought a computer the full system cost me approximately $1200 including a monitor. I knew it would cost me less this time,...

Posted in: Weekly Updates Tagged with: $1000 cash giveaway, build your own computer, computer store vs. best buy, contest, craigslist, fixed rate vs variable rate mortgage, free money, future shop computer, saving money on craigslist