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Three Frugal Purchases That Have Saved Us Thousands

Frugal Purchases That Have Saved Us , frugal living
When my husband and I were first married thirteen years ago, we were beyond broke.  We lived in a high cost of living area, I had student loan and credit card debt from college, and we only had one source of income at $35,000 a year.  The Tightwad Gazette was my go to resource for all things frugal. For Christmas that first year, we asked for two products:  a pair of hair clippers and a wooden dowel...

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Posted in: Minimalism and Frugality

Canadian MoneySaver Webinar

Canadian MoneySaver Webinar, handling finances, eliminate debt, get out of debt, frugal lifestyle
Dear readers, It’s not too long ago that I started connecting with you here on the Outlier Model. You may not know that I am also a financial writer for a magazine called the Canadian MoneySaver. Oddly enough I began reading this magazine when I was in my late twenties. Some 20 years later I’m writing articles for them, presented at one of their conferences, and now doing my first webinar...

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Posted in: Money

Four Mistakes I Made In College (I Hope My Kids Don’t Make)

Mistakes I Made In College
Live and learn… While this old adage is true, I hope my children’s financial future is brighter than mine.  I hope I teach them to make smart financial decisions. So if they do make poor financial decisions, it affects them only in the short term, rather than decades as some of my financial mistakes have affected me. Here are some things I hope my kids do differently than me: Eating Out I...

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Posted in: Education

Where to Park Your Cash

Park Your Cash, investment
North American stock markets did exceptionally well in 2013. The S&P 500 closed at 1848, beating both its 5 and 10 year highs. That gave the S&P 500 a total return of 29.60% for the year ending 2013.1 Most stock markets around the world also had substantial gains in 2013, and the trend continues into 2014. With returns like that, it’s no wonder investors have been piling into equities....

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Posted in: Money
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