Life Hacks Archives - Page 4 of 14 - The Outlier Model

Need Credit? Try the Shopping Cart Trick

credit tips, shopping cart trick, working on credit

Tamila McDonald / April 2nd, 2018 / No Comments

If you have a less than stellar credit history, getting additional credit can be hard, if not downright impossible. Luckily, there is a technique, known as the Shopping Cart Trick, that can help you obtain credit. The approach avoids a hard pull against your credit report, increasing the odds of approval. Plus, it works with a lot of retailers, allowing you to get a store card at places you usually...

Is Paying for Grocery Delivery Worth the Price?

Tamila McDonald / February 26th, 2018 / No Comments

Grocery delivery is all the rage. Nearly everyone can see the appeal in skipping the grocery store, allowing these services to rise in popularity. Ultimately, we all need food to survive, but actually going to the grocery store is no longer a necessity. Like most other services, grocery delivery comes with a price tag. That means you need to figure out if it is worth the cost of admission to you....

Posted in: Home, Life Hacks Tagged with: grocery delivery

How to Use a Bi-Weekly Budget to Meet Your Financial Goals

Chonce Maddox / May 3rd, 2017 / 1 Comment

How do you budget for expenses and financial goals? It’s no secret that many Americans live paycheck to paycheck. While that’s not the best way to manage your money, you can make the most of it if you get paid bi-weekly. If you get paid bi-weekly, most of your bills are monthly and you set a little money aside as a checking account buffer, you can use a bi-weekly budget to your advantage....

Posted in: Life Hacks, Money Tagged with: bi-weekly budgeting, budget, budget hacks, budget tips

How Gratitude Affirmations Can Improve Your Finances

Chonce Maddox / February 22nd, 2017 / 1 Comment

If only I could earn more money… I wish I could leave this toxic job for something better… I wish I didn’t have so many bills and so much debt… These are all thoughts you’ve probably had at one time or another. I used to be in a very bad financial situation. Back in 2012, I was a single mom living on welfare and trying to make it through college. Now, I’m doing much better but I still have...

Posted in: Life Hacks, Money, Philosophy Tagged with: being grateful, gratitude, gratitude affirmations, improving your finances