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Best Vacations for Exchange Rates: Norway and the Philippines

I have travelled to a lot of places. So far, I have yet to visit South America and Africa. Those are two regions that are on my travel bucket list. I have been to Australia, Canada, Denmark, Iceland, France, the Czech Republic, England, Germany, Belgium, Japan, the Philippines, and American Samoa. I had sincere intent to teach ESL in Guatemala for a few months some time ago, but those plans fell through. I...

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Posted in: Personal Finance

Conventional V. Organic Produce – Cheap or Fresh?

I am all for organic food, farmer’s markets, and healthier living. Most foods of convenience are full of preservatives, calories, sugar, or trans fatty acids. I would rather reach for a hamburger than steamed vegetables, but I am getting better at it. Now I find myself in the conventional versus organic dilemma. Should I pay more for organic food that decays fasters and costs more than conventional...

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Posted in: Personal Finance

Save Money Shopping Online With These Tips

save money online shopping
Over 80% of Americans shop for all of their purchases online. About 15% of Americans shop online for purchases every single week. In 2015, online shoppers spent over $350 billion in online purchases. That equates to about 10% of all retail commerce. Shoppers who use Apple computers spend an average of $230 per online order, while PC users spend an average of $190. There’s a lot of money shopping...

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Posted in: Money, Personal Finance, Saving Money

Dangerous and Expensive: Why You Might Not Want to Take a Cruise

are cruises dangerous
I have been on various one-day cruise voyages in my life, and I was not impressed by them. Boats are not level as they travel, and floors can become angled. The swaying of the ship didn’t agree with me. I don’t swim and always thought of what I would do if the ship sank or ran aground. Many people seem to enjoy taking multiple-day cruise vacation packages, but I just don’t see the appeal in...

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Posted in: Personal Finance, Travel
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