Some of the most profitable – and risky – investments are Oil futures. To trade Oil, an investor must deal with futures contracts, which are either cash-settled or physically delivered. Physically-delivered contracts require the holder of the position to deliver the physical commodity on the specified delivery date. With cash-settled contracts used by online traders, on the other hand,...

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Is it time for new glasses? Don’t just go out to your ophthalmologist, get a prescription and then pick out glasses at a local store, all within the hour. With just a little bit of planning and knowledge, you can pick up glasses that fit you better, serve you better and also cost you lesser! Here are 5 tips that will help you do just that! Get to know a bit about frames Glasses come in all kinds...

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The percentage of people dependent on employment salary who record surplus income every month on a regular basis is very low among the middle and low income earners. Most of the people within these two income brackets live from one pay check to the next. However, for those who take personal financial planning seriously by creating budgets, cutting down on unnecessary costs and increasing their income...

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