February 2013 - Page 3 of 5 - The Outlier Model

APR on credit cards highest in years

APR on credit cards, credit cards, APR, balance transfer

Guest / February 15th, 2013 / 5 Comments

This is a guest post. If you’re interested in guest posting with us, read our policy. Towards the end of 2012, the average purchase rate on credit cards had risen as high as 19.1 per cent – up an entire per cent from the same period one year previously. In fact, 19.1% is the highest the APR on credit cards has been in 18 months in the UK. The increasing APR is perhaps a little surprising, given...

Posted in: Guest Post Tagged with: APR rate, Barclaycard, credit card interest, credit card rates, high APR rate, Totally Money, zero balance credit transfer

Recipe Idea: Easy Baked Rockfish

Easy Baked Rockfish, baked fish, fish recipe

CF / February 13th, 2013 / 12 Comments

Having the most frugal grocery budget in the world isn’t going to help you and if you can’t put together at least a few healthy, tasty, and cheap eats! Every few weeks, The Outlier Model features a cheap recipe idea, along with the cost breakdown. Fish is a great protein option for people looking to cut down on their red meat intake. One fish I’ve been cooking lately is the Pacific Rockfish....

Posted in: Recipes Tagged with: alternatives to frying fish, baking rockfish, cooking a whole fish, easy fish recipe, fillet a fish, how to bake fish, how to clean and gut a fish, rockfish recipe

Annuity Trends for 2013

Student Loan, paying off debt, get out of debt, student loan pay-off, paying student loans, Annuity Trends, annuity, annuity schemes

Guest / February 12th, 2013 / 5 Comments

This is a guest post. If you’re interested in guest posting with us, read our policy. With the slow recovery following the economic downturn, there have been knock on effects in many markets. The returns on such annuity schemes are lowering and so people are unsure where to invest their money for their retirement. Photo Credit: Dave Dugdale via Flickr My Pension Expert provides pension advice...

Posted in: Guest Post Tagged with: annuity scheme, annuity trends, how annuities work, my pension expert, pension vs. annuity, retirement income, what is an annuity

Grocery budget motivation #2

grocery, grocery budget, grocery motivation

CF / February 11th, 2013 / 42 Comments

How is everyone’s 2013 grocery budget holding up? Brian and I haven’t made any changes to our grocery budget this year. We are still spending $200 a month for the two of us, usually split up into $100 for the first half of the month and $100 for the second half. This pays for all of our breakfasts, lunches and dinners, fruit and snacks. Here’s how a recent $100 broke down: Photo...

Posted in: Food and Grocery Tagged with: $100 grocery budget, cheap groceries, Grocery Game Challenge, grocery motivation, real life grocery budget, Saving money on groceries, shopping list