The Outlier Model

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3 Reasons Cash is Better than Credit

Jill / July 24th, 2015 / No Comments

How often do you carry cash? If you’re like most people, you rarely have more than a few crumpled up singles at the bottom of your purse or stuffed in a pocket. According to one report by market research firm Javelin Strategy & Research, only 23 percent of retail purchases were made with cash, while 66 percent were made with credit or debit cards. Consumers worldwide tend to prefer credit...

5 Ways You’re at Risk for Identity Theft

Jill / July 23rd, 2015 / 1 Comment

It’s the fastest-growing crime in America, and every minute, 19 people fall prey to it. What is it? Identity theft. In addition to the personal violation you feel, identity theft is costly and time-consuming to reverse. It’s fairly easy to prevent identity theft just by changing some of the habits you may not know are putting you at risk. Here are five ways you may be putting yourself...

Posted in: Credit and Debt, Money, Uncategorized Tagged with: credit cards, credit report, identity theft, money, online security, online theft

Bad Credit Personal Loans

James Hendrickson / July 22nd, 2015 / No Comments

The prime thing that we need in an emergency crisis is money in this world. You can take it from emergency savings fund, but at many times the money which needed is a lot when compared to the savings fund. At this time we would approach banks for asking personal loans. They will verify our past transactions and credit score. If we have a good credit then the loan will be sanctioned else they would...

Posted in: Guest Post

New Overtime Laws: What They Could Mean for You

Jill / July 10th, 2015 / 1 Comment

I remember thinking how awesome my first salaried job was. I was right out of college, working as a Communications Specialist for a non-profit. I didn’t mind the long hours to hit deadlines or the entire weekends I spent working 12-hour days at events. Looking back, I realize that I probably worked more than 60 hours each week, sometimes more. That means I was making an hourly rate that was a little...

Posted in: Career and Work, Money Tagged with: making money, overtime, paycheck, salary